Courses After 12th Commerce with Low Fees and High Scope
After finishing class 12th in the commerce stream, many students start thinking — “What should I do next?”
Some want to get jobs early, while others want to study more. But one thing is clear — not everyone can afford to pay high fees for college or courses.
The good news is that there are many courses after 12th commerce that have low fees but still offer high job opportunities and a bright future.
In this blog, Digital Bano will share the best low-cost courses that can help you build a good career without spending a lot of money. This guide is perfect for students who want quality education and a strong career without putting pressure on their family’s budget.
Why Choose Low-Fee Courses?
Let’s be honest. Education is getting expensive every year. But not every student can or should take an education loan or pay lakhs in college fees.
That’s why low-fee courses are very helpful. These courses:
- Are affordable for most families
- Help you start working early
- Teach useful and job-ready skills
- Have good scope in the job market
You don’t need to go to foreign countries or big private colleges to be successful. What matters is skill, smart choice, and hard work.
Top 10 Best Courses After 12th Commerce With Low Fees and High Scope
Let’s look at the best courses you can do after 12th commerce that are budget-friendly and career-friendly.
1. B.Com – Bachelor of Commerce
- Fees: ₹5,000 to ₹50,000 per year
- Duration: 3 years
- Career options: Accountant, Bank employee, Tax assistant, Business analyst
This is the most common and trusted course after 12th commerce. B.Com is now common in all government and private colleges. The fee is low, especially in government colleges.
After B.Com, you can also do M.Com, MBA, or prepare for government jobs like SSC, Banking, or UPSC.
2. Digital Marketing Course
- Fees: ₹15,000 to ₹50,000 (one-time)
- Duration: 3 to 6 months
- Career options: SEO expert, Social media manager, Google ads manager, Freelancer
Today, every business wants to grow online. That’s why digital marketing is in huge demand. You can do this course online or offline. Many platforms like Google, Udemy, and Coursera offer it at low cost.
This course is perfect if you want to work from home, start freelancing, or build your own online business.
3. Tally and GST Course
- Fees: ₹5,000 to ₹15,000
- Duration: 2 to 4 months
- Career options: Accountant, GST executive, Billing executive
Tally is an accounting software that is most important for many companies. If you learn Tally and GST, you can easily get a job in a small or medium business. This course is short, low cost, and job-ready.
It’s the most useful and important course after 12th commerce for quick employment.
4. Diploma in Banking and Finance
- Fees: ₹15,000 to ₹30,000
- Duration: 6 months to 1 year
- Career options: Bank jobs, Loan officer, NBFC jobs
This course gives you knowledge about how banks and finance companies work. After this diploma, you can apply for private bank jobs or prepare for government bank exams like IBPS and SBI PO.
5. Company Secretary (CS)
- Fees: Around ₹10,000 to ₹15,000 per level
- Duration: Approx 3 years (3 levels – Foundation, Executive, Professional)
- Career options: Legal advisor, CS in big companies, Corporate law expert
CS is the most demanding professional course after 12th commerce. It is affordable and gives a high-salary job after completion. If you like law, business, and company rules, CS is a good option.
6. BBA – Bachelor of Business Administration
- Fees: ₹25,000 to ₹75,000 per year
- Duration: 3 years
- Career options: Business manager, HR, Marketing executive, Sales manager
BBA teaches business and management. Many students who want to do MBA later choose BBA first. It gives you good communication, teamwork, and leadership skills.
You can also do a job after BBA or start your own business.
7. Certified Financial Planner (CFP)
- Fees: ₹40,000 to ₹60,000
- Duration: 6 months to 1 year
- Career options: Financial planner, Mutual fund advisor, Investment consultant
If you are good at managing money, this course is for you. After completing this course, you can give financial advice to people and help them with savings, investments, insurance, and retirement plans.
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8. Foreign Language Course
- Fees: ₹10,000 to ₹25,000 per level
- Duration: 6 months to 1 year
- Career options: Translator, Interpreter, Tour guide, Customer support in MNCs
Best and most important Languages which are commonly trending like Spanish, German, French, or Japanese are in huge demand. If you learn a foreign language, you can work in embassies, airlines, travel companies, or BPOs.
This is a very unique and creative course after 12th commerce.
9. E-Commerce Course
- Fees: ₹15,000 to ₹40,000
- Duration: 3 to 6 months
- Career options: Online seller, Dropshipping, Amazon seller, Business owner
This course teaches you how to sell products online using websites like Amazon, Flipkart, or Shopify. Many students are starting their online stores using these skills.
It is a great option for those who want to become young entrepreneurs.
10. Content Writing Course
- Fees: ₹5,000 to ₹20,000
- Duration: 1 to 3 months
- Career options: Blog writer, Article writer, Scriptwriter, Freelance writer
If you enjoy writing, this course is perfect. You can write blogs, social media posts, website content, or news articles. Many companies and websites need good content writers.
It’s a fun, creative, and low-cost course with work-from-home jobs.
Extra Tip: Learn Online for Even Less
Some of the above courses are also available online — often at a cheaper price or even free. You can use:
- YouTube – Free video classes
- Coursera – Free & low-cost courses
- Google Digital Garage – Free marketing and job skill courses
- Udemy – Courses under ₹500 during sales
- Skillshare – Creative and business learning
Learning from home can save your travel, food, and hostel costs too!
Things to Remember Before Choosing Any Course
Before choosing any course, ask yourself:
- What do I enjoy doing?
- What is my goal – job, business, or higher study?
- How much money can I or my family spend?
- Do I want to study full-time or short-term?
Making the best choice depends on your interest, your goals, and your budget.
Conclusion
Many students do only very expensive courses to lead to good careers. But that’s not true. There are many best courses after 12th commerce that are pocket-friendly and also help you grow fast in your future.
In this blog, we explore the best 10 low-fee courses that offer high job scope. Whether you want to become an accountant, a digital marketer, a writer, or even start your own business You just have to choose very carefully and start learning.
Remember: Success doesn’t come from big money. It comes from best choices, skills, and hard work and your interest in the field.
